There are a lot of mortgage companies out there.  While using a mortgage company to help you find the best rate makes sense, it’s important to select the right company.  Here are a few tips for selecting a good mortgage company for your needs:

  1. Be careful of special promotions that have hidden fees. Many of the deals you may see on television or in the papers may try to win your business with an extremely low rate, but once you factor in all the hidden costs, you’re not saving at all!
  2. Be sure you know each fee up front and what it is for. As touched on in point #1, some companies may tack on additional costs that are not disclosed right away. A good company will make all of this information readily available to you.
  3. Be aware of application and appraisal fees. Some mortgage companies charge huge amounts for these but don’t really offer anything to justify the cost. Track down the best service at the lowest cost.
  4. Service is the most important factor when considering a Pensacola Mortgage Company. Unfortunately there are some companies that are committed more to their bottom line than they are to their customers.  You should choose a mortgage company that will take the time to get to know you and your needs, and formulate a plan that works for you!

We will do whatever it takes to become your Pensacola Mortgage Company. Let us answer your questions and win your trust by calling us at 850-936-0422 today!

Contact Pensacola Mortgage today!


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Should you use a broker?

Obviously, the goal is to find the most competitive interest rate available.  Unfortunately, not everyone knows how to go about this. More than 50% of homebuyers tend to accept the first rate their bank offers!

Not only does that mean most of them are settling for the first rate given, but that the majority of them are not using a broker.

A Pensacola Mortgage Broker is a certified professional who seeks the best mortgage terms for you through their access to a network of lenders including banks, trust companies, credit unions and finance companies. These resources provide the broker with rates on almost a daily basis. They will then sift through to find the best rate available to you.  Most importantly, they will save you the laborious and sometimes undignified task of approaching the various lending institutions yourself.

If we can be of any assistance in finding the best rate for your Pensacola Mortgage please give us a call at 850-936-0422 so we can explore your options today!


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