The Process


The Process_Pensacola Mortgatge

We work hard to make the home buying process as easy as possible for our clients.  We do this by communicating with our clients at least twice per week until the loan closes and are always accessible when the client has a question for us.

To start the loan process, just contact Daren Thomas at 850-936-0422 to put in your Pensacola mortgage application or simply apply on-line and we will take it from there.  Once you application has been processed, we will set up a time for you to submit your supporting documents which include income verification and asset verification. Once that has been reviewed, we will submit your loan for approval.

Once the loan has been approved, we will assist you in obtaining a home insurance binder and other inspections that may be necessary to prepare your loan for final approval.  Once we receive final approval, we will set up a closing at a location convenient for you.

Every client is unique and with our experience we will ensure that you receive the best service possible and achieve your dream of home-ownership!



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