Welcome to the Home Buying Center!
We offer a number of proven loan programs to help you purchase the Pensacola home of your dreams.
FHA Loans – Many first time home buyers are able to qualify using our FHA loan program which requires a low down payment of 3.5%. Many qualify for down payment and closing cost assistance through loans from the State Housing Initiative Program or SHIP which offer 0% 2nd mortgages. Please call for details.
VA Loans – Our veterans can qualify for up to 100% financing through our VA Home Loan Program.
Rural Housing Loans – Depending the location of the property and if you have not owned a home in the last 3 years, then you may qualify for a Rural Housing loan up to 100% of the purchase price. There are other restrictions so please call for details.
Conventional Loans – We also offer the full range of conventional home loans from Fannie Mae and Freddie Mac.
Non-Prime Home Loans – For clients that have credit issues, we also have some programs where you still may qualify to purchase the home you want. Please call for details.