Homebuying Center

Welcome to the Home Buying Center!pensacola_mortgage

We offer a number of proven loan programs to help you purchase the Pensacola home of your dreams.

FHA Loans – Many first time home buyers are able to qualify using our FHA loan program which requires a low down payment of 3.5%.  Many qualify for down payment and closing cost assistance through loans from the State Housing Initiative Program or SHIP which offer 0% 2nd mortgages.  Please call for details.

VA Loans – Our veterans can qualify for up to 100% financing through our VA Home Loan Program.

Rural Housing Loans – Depending the location of the property and if you have not owned a home in the last 3 years, then you may qualify for a Rural Housing loan up to 100% of the purchase price.  There are other restrictions so please call for details.

Conventional Loans – We also offer the full range of conventional home loans from Fannie Mae and Freddie Mac.

Non-Prime Home Loans – For clients that have credit issues, we also have some programs where you still may qualify to purchase the home you want.  Please call for details.

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